Many of us in the Philippines have big dreams—whether it’s starting a business, securing our kids’ education, or planning for a comfortable retirement. While we’re optimistic about the future, a recent Manulife Asia Care Survey revealed a common concern: a lack of confidence in our ability to achieve those goals. It’s a significant gap between what we hope for and what we realistically expect.
Recognizing this, Manulife Philippines and Manulife China Bank Life (MCBL) have introduced Manulife GoalReady, a new variable unit-linked (VUL) insurance plan designed to help bridge that gap. This plan isn’t just about insurance; it’s a powerful tool to make your money work harder and get you closer to your financial aspirations.
So, what makes Manulife GoalReady a game-changer for your financial future? Here’s a breakdown of its key features:
Key Features of the Manulife GoalReady Plan
- Diverse Investment Options: Manulife GoalReady gives you access to a wide range of global and local investment funds, professionally managed by Manulife Investment Management. You can choose funds that align with your financial goals and risk tolerance, such as the Global Multi-Asset Income Fund for steady income or the Global Market Leaders Fund for growth. This helps you diversify your portfolio and maximize your earning potential.
- Long-Term Rewards: This plan is designed to reward you for your commitment. It offers loyalty bonuses as early as the sixth year of your policy, which is earlier than many similar products on the market. These bonuses can significantly boost your fund value over time, helping you build wealth more efficiently.
- Flexible Goal-Based Payments: Whether you’re a long-term planner or prefer a shorter commitment, Manulife GoalReady has a payment option for you. You can choose from Regular Pay, with a minimum annual premium of PHP24,000 (just PHP2,000 a month), or a shorter 5-Pay option, with a minimum annual premium of PHP60,000. This flexibility allows you to set a pace that fits your budget and specific financial goals.
- Comprehensive Protection: Beyond investments, the plan provides life insurance coverage until age 99, giving you peace of mind that your loved ones are protected. You can also add optional riders for health and protection, such as coverage for disability or hospitalization.
With the new Manulife GoalReady calculator, you can even get a personalized estimate of how much you need to save to reach your goals. It’s a great way to take a proactive step toward your financial independence.
This new offering from Manulife is more than just a financial product; it’s a tool to empower Filipinos to turn their dreams into reality. The plan is now available through Manulife financial advisors and MCBL sales associates at Chinabank and China Bank Savings branches nationwide.
Ready to take control of your financial future?
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